Abusive Tactics Used By Some Debt Collectors
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National Credit Acceptance
Tactic: National Credit Acceptance (a.k.a. N.C.A. Financial, Inc) located in Sacramento, CA has engaged in caller ID spoofing in an attempt to get debtors to answer the phone. Often times, National Credit Acceptance will spoof your own home phone number; you think a family member is calling you and it turns out to be a debt collector.
Violation: May be violating the Fair Debt Collection Practices Act (FDCPA) ? 807. False or misleading representations.
Violation: May be violating the Fair Debt Collection Practices Act (FDCPA) ? 807 ? 805. Communication in connection with debt collection (b) COMMUNICATION WITH THIRD PARTIES. May also be violating state laws regulating consumer collection agencies, such as in the State of Florida, FL. Statutes. 559.72(4).
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