Payday Loans Reviewed

Check 'n Go.

Very easy company to work with. Some loans are due up to 24-days after loan has been finalized. I like this payday company because the rate is only $55 for $500; the APR was 174.57% for a loan on 8/27/2013 and due 9/20/2013. Once approved, you can apply for future loans online; for example, if your loan is due on Friday, you can easily apply for a new loan the following Tuesday. If you apply sooner, like on a Monday, you'll have to present proof of debt of your loan from your checking account; take a snapshot of your account and upload online; very easy to do. What I also like about this company is once you taken a loan out, you can re-apply online without speaking to a customer service representative. Banking with Suntrust, the money will be in your account the next business day; early morning.

Other payment options. For your convenience we offer other payment options including MoneyGram and, in some states, debit card or credit card payments. Please note: If you are going to use one of these other options, you must contact us before 8:00 pm EST on the day before your due date.

Check 'n Go OH License #SM.501663 and #CS.900077.000, and #CC700416. Rhode Island licensed check casher. California-licensed by the California Department of Corporations pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Finance Lenders Law. Texas and Ohio-Loans originated by a third party lender, restrictions apply.

Boulevard Cash

Once you become a preferred customer, Boulevard Cash offers 50% off your next loan specials. To take advantage of these specials, you'll want to payoff your loan in full to avoid the full finance fee incurred by rolling over. Boulevard cash does offer wire transfers, allowing you to get your money in your checking account by end of business day. Specials I've taken advantage of were $400 with a $60 fee finance fee and $300 with a $45 finance fee.

Boulevard Cash is a subsidiary of Wakpamni Lake Community Corporation a tribal lending entity wholly owned by the Oglala Sioux Tribe; a sovereign nation located within the United States of America, and is operating within the Tribe’s Reservation.

Cash In A Wink

As a preferred customer, the finance charge for Cash In A Wink remains at $25 per $100 borrowed. A $200 loan will cost you $50 in finance fees. The following payment options at time the loan was finalized were:

Renew the loan: If the loan has not been renewed the maximum of 4 times, you can renew your loan. Under this option we would just collect the finance charge of 50.00 on the due date. You do not have to notify us if you will renew the loan, as we will do it for you automatically.

Workout the loan: If the loan has been renewed the maximum of 4 times, you can workout your loan. Under this option, we would just collect the finance charge of 50.00 plus 10% of the original loan amount rounded to the nearest $10 increment on the due date. You do not have to notify us if you will workout the loan, as we will do it for you automatically.

Pay Off the loan: Pay back the loan of 200.00 in full plus the finance charge of 50.00 on the due date. (You will need to contact us by e-mail or phone.)

Partial Paydown: Pay back a portion of your loan plus the finance charge of 50.00. This is a convenient way to pay back your loan over a longer period of time and reduce your fees. (You will need to contact us by e-mail or phone.)

Even as a preferred customer, I had to speak to a Loan Specialist to complete the funding process; no big deal and not a deal breaker. I believe with this company, by finalizing your loan by 12pm EST, you'll have your money in your account by 2:00pm EST. Awesome!


Not the cheapest company, but you do get your money the next business day; again banking with Suntrust. The rate for VIP customers is $25 per $100 dollars, so a $100 loan will cost you $125.

Target Finance, LLC is a Native American owned business operating within the interior boundaries of the Ft. Belknap reservation, a sovereign nation located in the United States. Target Finance, LLC is an instrumentality and limited liability company which abides by all applicable federal laws and regulations as established by the Fort Belknap Indian Tribe of Montana. Target Finance does not lend in all states. We prohibit lending in Montana, West Virginia, and Arkansas. This may be subject to change.

NOTICE: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580.

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